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The Downing Group Blog

An Update on the Mortgage Situation

  Speaking with Mark Smith about the mortgage situation.   Today we’re talking mortgage rates and products with Mark Smith, one of my favorite preferred lenders. He’ll explain what is going on with the rates, the market, and what products are available to help buyers.   Feel free to watch the full message above or… Read more »

The Big Differences Between 2010 and Today

Why I’m not worried about the number of foreclosures like I was in 2010. Is there a wave of foreclosures coming to the Columbia area? To answer this, we must look back. In 2010, there were almost 3 million foreclosures. The housing market was in terrible condition and everyone owed more than their homes were… Read more »

What Makes the Holiday Season a Great Time to Sell?

Don’t buy into the myth that the holiday season is a bad time to sell. There are a couple of key benefits to selling during this time. Many people assume the holiday season isn’t a good time to sell a home, but is that true? Not exactly—it all depends on your situation. There are a… Read more »

Why Now Might Be Your Best Opportunity to Buy or Refinance

What’s happening as far as interest rates and mortgages go? Brian Prahl from Palmetto Mortgage Group is here to fill us in. Today I’m happy to be joined by one of our longtime preferred lenders, Brian Prahl, from Palmetto Mortgage Group. He’s here to bring some recent mortgage-related news to our attention. If you’ve been… Read more »

What You Need to Know About Pre-Foreclosures & Lease Purchases

Today we’ll talk about pre-foreclosures and lease-purchase options. Stay tuned! Even though I’ve talked about them over my years in the industry, I still frequently get questions from people about pre-foreclosures. You might have seen a property listed as a pre-foreclosure on Zillow before. The law states that the bank must notify the county as… Read more »

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